The leadership at LightPoint Financial Group recognized the value in "non-traditional" approaches to health-care more than a decade ago.  We recognized the value in these plans and have made these unique plans a major part of our product and plan offerings.  Different sets of laws govern these plans that allow for more flexablity with the implementation and administration of these plans.

Features of a Self-Funded Group Health Plan

Provide Health Coverage For Employees In Multiple Locations - Even Across State Lines!

Provide Health Coverage For W2 Employees and 1099 Contractors!

Provide Health Coverage Which Could Potentially Provide A Partial Refund Of Premium! 

Provide Health Coverage That Is Completely ACA Compliant.

Provide Health Coverage That Potentially Costs 10-30% Less Than Traditional Group Coverage. 

Provide Health Coverage That Can Allow For Different Coverages Based On Employee Classification.

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LightPoint Financial Group LLC is an independent financial services firm helping individuals create insurance and retirement strategies using a variety of insurance products to suit their needs and objectives. This website is for informational purposes only and does not constitute a complete description of our services or performance. This website is in no way a solicitation or offer to sell any insurance product or service outside of the states of Texas, Georgia, Florida, New Mexico, Iowa, Maryland, Michigan, Ohio, South Carolina, Tennessee and Virginia. Information throughout this site is obtained from sources which we, and our suppliers, believe to be reliable, but we do not guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY ‘LINKED’ WEBSITE. NOT FDIC INSURED. NOT BANK GUARANTEED. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.